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1. You Invest money 2. Choose an Annuity (box) 3. You are confused and think what options to choose 4. You pick a few funds in the Annuity 5. Time passes and you gain value 6. Gains are tax deferred 7. You grow old and at 59 1/2 you take money out 8. Money is taxed in LIFO manner Now let us piece this together, You want some alternative to retirement accounts and look into an Annuity, now you decided...