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Emoji Finance Friday©: Dividend Reinvestment Plan

Let us break this down 1. You buy a stock 2. Some time passes 3. Your stock yields cash dividends 4. You decide to drip that money over 5. And purchase more of the same stock with the dividends Now let us piece this together; first you buy a stock like IBM, some time passes and IBM yields its yearly cash dividends! Now instead of taking the cash out of the market you decided to “drip” the money over...

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Emoji Finance Friday©: Market Correction

1. Bull market is up 2. Keeps going up and up 3. As everyone buys 4. Soon the roller coaster starts 5. The bear market shows signs of starting 6. Everyone sells off 7. Soon this will all level out 8. This all equals a market correction Let us piece this together Everything in the market is up, There has been a strong bull market, but all of a sudden the roller coaster starts and the bear market creeps...

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Emoji Finance Friday©:Compound Interest

Let us break this down 1. You add money to your investments with 5% annual return 2. Add more money 3. Now you give it some time 4. And soon the 5% starts to multiply every year 5. More years go by and you add 5% on 5% 6. All equals Compound Interest #moneyface Now let us put this together, you smart little Emoji you have saved a ton of money and are ready to invest it, now you add money to your investment...

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Emoji Finance Friday©: Ripple

1. You need send money across the globe 2. So you go to your bank 3. Your bank then takes your money and converts 4. To the “ripple” currency 5. This transaction is the encrypted and sent through peer to peer network called blockchain 6. All being tracked on a ledger by trusted sources 7. Within seconds your money reaches another financial bank across the globe 8. They take the ripple and convert it...

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2017 Financial Year In Review

2017 was the year of hope, the year of compassion. We as a world experienced natural disaster from hurricanes in Florida to fires in California. We reached out to help one another in times of crisis, to come together as one and choose not to be separated. We lost legends like Tom Petty, Roger Moore, and Chris Cornell. The entertainment world was filled with shockers like Taylor Swift dropping her new...

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Emoji Finance Friday: Trickle Down Economics

Let us break this down 1. United States Government writes new investment tax laws 2. That gives money to the wealthy 3. Who in “theory” use the extra money to expand their business 4. Which “trickles” down to create jobs 5. Which gives more money to the “working” middle class Update: The New GOP TAX bill has passed the house and the Senate and included the idea of trickle-down by cutting the corporate...

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Are your taxes going up or down?

Well, they did it, the Republicans have finally passed their tax bill and they are promising big tax breaks for all. But is this true? We know this can be confusing with all the news media rushing to get information out there and showing you the tax brackets. But here at Orca, we believe in minimalism, so we broke this down in the simplest form, we also wanted to touch on the changes that affect our...

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Emoji Finance Friday©: Tax Deductions

1. You start your own company and get a business credit card 2. You start buying things you need for work 3. Like an iPhone a car meals with clients 4. You also buy a house and get a mortgage on it 5. You think about all you’ve bought this year, saved for retirement and given to charity 6. You talk to a professional 7. Who gives you the idea that you can subtract expenses from your AGI 8. Soon this...

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Emoji Finance Friday©: Bubble

1. Your money keeps going up 2. The overall market is going up 3. But there is no fundamental reason 4. You think about it for a second 5. Don’t question it too much because you have money eyes 6. Pop some champagne #livinglikearockstar 7. But soon no one could predict it bursts 8. The market starts to go down 9. You are scared and angry 10. This all equals a bubble Let's piece this together Your money...

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Emoji Finance Friday©: Initial Coin Offering

Let us break this down 1. You and your co-founder talk about raising money 2. You have not had much success 3. So you think one day and have an idea 4. To raise money by creating a cryptocurrency “coin” like Bitcoin 5. Soon you sell your currency to the public for capital 6. In exchange for your digital “coin” 7. This all equals an Initial Coin Offering (ICO) Let us piece this together You have been...

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Emoji Finance Friday©: Health Savings Account

1. You get an e-mail about open enrolment for healthcare 2. You choose HSA 3. Which has you give money to an account 4. Pre Tax 5. This account is now invested 6. You get a debit card 7. With your HSA money that you can use 8. To buy sunglasses, glasses and qualifying medical expenses 9. Your mind is blown Lets piece this together, you are looking at your benefits and choose a healthcare plan call...

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Tax Reform is Coming

Just like winter was upon Game Of Thrones this past season, the Tax Reform proposal is finally here; let's hope it doesn’t bring any white walkers with it. Now the goal is to get this implemented before the end of the year and for next year's tax season. But of course like most things this is just a bill on Capitol Hill right now #schoolhouserock. So let's go over what the proposal has in it, now there...