Invest
2018 was the year of resilience. We as a world were tested from one of the largest fires in California to the political climate all around the world. There was a mass shooting in Florida and we saw a group of young adults show us what resilience looks like. Finally, the finance world was tested, the whole investment world, especially in the United States, was taken for a ride. From FAANG (Facebook...
You have probably heard the words before, maybe in a passing coffee shop, or while at work, or even from your parents when they give you advise on what to do with your money, but what is a Mutual Fund really? Is it like Mutual Friends? No, not really sorry Facebook will not help you much here. The definition of a Mutual Fund is “an investment program funded by shareholders that trades in diversified...
You have probably heard of DTF or WTF, but not so much about ETF, so WTF is an ETF? ETF stands for Exchange Traded Fund. Remember how “Mutual Funds are like Dating”? ETFs are like Mutual Funds. To refresh your memory, it is a collection of assets that help you invest in a diversified portfolio. Such as, stocks, bonds, gold, foreign currency, basically any asset. But the main difference is that you...
Let us break this down 1. United States Government writes new investment tax laws 2. That gives money to the wealthy 3. Who in “theory” use the extra money to expand their business 4. Which “trickles” down to create jobs 5. Which gives more money to the “working” middle class Update: The New GOP TAX bill has passed the house and the Senate and included the idea of trickle-down by cutting the corporate...
Let's break this down Two people fall in love They get married Have a baby Add college All equals a 529 Plan Now let's piece that together, when two people fall in love and have a baby it is smart to open up a “529 Plan” for their college education. With the cost of college rising 5-7% annually, we can expect college to be $250,000 and up in the next 10 years. There has been a major push to try to...
Reading and understanding stocks is just as confusing and unknown as the depth of oceans. You may have been swiping on your phone looking at Apple and see all these metrics below, and just like algebra it looks like a foreign language to you. We don’t want you Orcas swimming in the deep blue without knowledge of what stocks out there maybe good or bad! We want to help guide you on the basics, so you...
You have probably heard of Dow Jones before, but did you know ‘he” has more followers than Kylie and Kendall, combined! Although he may not be plumping his lips or showing off his behind, he is an influencer, and an important one in the stock market. Side Note: Large Cap is a stock that has value over $ 5 Billion, such as IBM. Dow Jones, consists of the Top 30 large cap stocks that are on the Nasdaq...
Snapchat, the little yellow ghost that found its way into all our hearts is finally going to file for IPO under their parent company Snap Inc. (don’t know what IPO is click here). The early reports are stating that Snap Inc. can debut with a $25 billion dollar valuation, yes BILLION. Is it worth it? The Facts • Revenue in 2016 is expected to be around $360 Million • 2017 expected revenue is $1 Billion...
We here at Orca, love when John Oliver exposes industries for what they are, such as MLM's. You have probably been approached or know one of your friends that have been approached to join this “amazing opportunity” to be your own boss and sell this product that is “flying” off the shelves and it is just as easy as recruiting your friend and family to make money with you, All you have to do is get 10...
Financial literacy is a major problem in the United States according to Forbes “Only 57% of Americans are financially literate.” That is based off understanding terms like; inflation, interest and diversification. We are ranked 14th in the world in financial literacy behind countries like Norway and Germany. And finally we have movies like “Wolf of Wall Street” and the “The Big Short”, that show how...
Things your parents tell you: "Eat your vegetables!", "Don’t stay out pass 2 am!", "Make sure you choose stocks with dividends!" Okay, maybe not that last one. Believe it or not, vegetables and dividends have a lot more in common than you think. Lets take something simple like a famer planting corn. The first step the farmer takes is to pick a plot of land. Picking the right plot of land to plow and...
You may have heard the term 401K before and probably thought wait I can't run that far, or $401,000, some of you may even know that it is related to your retirement fund or specifically an IRA (Individual Retirement Account). You get bombarded with packets of what an IRA is, and you hear from your parents invest in your retirement but you really don't know any of the rules or types of IRA"s out there...