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The Fed Reserve did it again; they played with our rates, and slashed them again… oh baby, baby. This time all the way down to a range of 0%-0.25%. The last time the rate were slashed this sudden, was in 2008. But what does this mean? And what even is the Fed Rate? I’ll tell you: Well, the “Fed Rate” is the interest rate that is set by the Federal Reserve. This can be related to something called the...

2017 was the year of hope, the year of compassion. We as a world experienced natural disaster from hurricanes in Florida to fires in California. We reached out to help one another in times of crisis, to come together as one and choose not to be separated. We lost legends like Tom Petty, Roger Moore, and Chris Cornell. The entertainment world was filled with shockers like Taylor Swift dropping her new...

Well, they did it, the Republicans have finally passed their tax bill and they are promising big tax breaks for all. But is this true? We know this can be confusing with all the news media rushing to get information out there and showing you the tax brackets. But here at Orca, we believe in minimalism, so we broke this down in the simplest form, we also wanted to touch on the changes that affect our...

Let us break this down: 1. You buy 100 shares of a stock 2. Stock takes off and appreciates 3. After some time you sell the stock 4. The US Government arrives 5. Takes a share of your profits 6. Equals Capital Gains Tax Now, lets piece it together: first, you buy 100 shares of a stock and it makes a profit for you over some time, later, you sell the stock and the US Government comes in and takes a...

The market was feeling like Taylor Swift this morning, hitting “22”,000, maybe it will celebrate tonight by dressing up like a hipster? The Dow toppled its highest mark ever and the Trump administration is taking credit for the recent hike even though they claimed that the market was in a bubble when it was surging under Obama. Let's take a quick step back and explain how the Dow Jones broke another...

The world of finance has been very exciting so far in 2017, from cryptocurrency to acquisitions like Whole Foods and Amazon and companies like Tesla soaring to take over as one of the top car companies in the world. The Dow Jones is still at a record high, the unemployment rate is low and IPOs are still coming out, looks like 2017 is going be one for the books. We look forward to reporting on the world...

1. You are an executive at a Fortune 500 company 2. That has a lot of cash on hand 3. You don’t know what to do with it 4. You talk with your fellow executives 5. You think and come up with an idea 6. To use your cash and buy stock back 7. After some time this increases your companies earnings per a share 8. This all equals a common trick called Buyback! Let us break this down, you are a top executive...

The Honeymoon phase for Warren and IBM* has come to an end. Buffet made headlines again last week as he sold a third of his stake in IBM. Buffett previously owned approximately 80 million shares and now only owns approximately 50 million shares, holy batman that is a lot of shares! And IBM’s stock went tumbling moments after this happened. But why? *Disclaimer: I worked for IBM from 2013 to 2015. This...

Let us break this down 1. You graduate from college 2. Get ready for your first day of work in the city 3. Sign your new contract 4. That includes 100 stock options 5. They are not vested yet (locked) 6. After some time they become vested (unlocked) 7. You feel blessed because those options are now yours #wayup 8. You have come into some money #moneyface Now, let us piece it together; first, you graduate...

As the market is in a change Orca would like to introduce a new segment called Buffet Alerts, as many of you know Warren Buffet is the “Oracle of Omaha” but in my mind he is the godfather of the stock market, and truly a visionary that we Orca’s should learn and understand from. With the recent political changes Mr. Buffett has been very busy and we will be highlighting some of his bigger moves. So...

But First? What is the Dow Jones, click here The Dow keeps climbing and climbing and we have a hit a new high 20,000! #blessed But why is this happening and what does this mean for us Orcas? The Stats • Dow was up 13% in 2016 • Top stock picks by sources like Barron all fall within the DOW • Dow has been climbing in our “bull” market The Trump Affect (Remember Markets react to news) • Trump wants to...

We officially have our new government in office and it did not take much time for a new order that shakes up the financial world. Today Trump signed an executive order that will raise mortgage insurance bills for most first time homeowners, aka a lot of Orcas. The Scope • Immediate, starting January 27th, 2017 • Raise of six-tenths of a percent each month • $200,000 mortgage will go up by about $500...