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Ahh, chestnuts roasting by an open fire, the smell of pine, Michael Bublés Christmas album, and the smell of green money as the market rallies for the end of the year due to something called the “Santa Rally” things that scream the holidays to us Orcas. But what does good ole St Nick have to do with the stock market? Well let us go down the chimney together and break this down. The “Santa” Rally: Refers...

Fed Rate: the interest rate that is set by the Federal Reserve, click here to learn more The Feds got together yesterday and as expected they raised the rate from 0.50% to 0.75%. As mentioned in previous post, this was expected, but what does this mean for us Orcas, we are going focus on three main interest rate sensitive categories mortgages, saving accounts, and the market. Mortgages •Always sensitive...

$40,000 a day! Yes, that is the cost to enter WestWorld per a day! Now we wanted to take a quick break from investing articles, finance education, and Trump policies to have some fun about one of our new favorite shows WestWorld. Now, what could you do with $40,000 a day, and share a little compound interest with that money to see how much money the “Man in Black” could have made instead of trying...

550 Million dollars, that is how much the thumbs of our future president elect lost for Boeing shareholders in a matter of minutes. Yes, a little blue bird affected the stock that much! Quick Recap •Trump tweeted at 5:52 AM EST about Boeings new Air Force One plane costing around 4 billion dollars… “Cancel the order” •Immediately Boeing stock lost 1.4% as the market reacted to the tweet •That equaled...

You may have seen the word OPEC across your phone yesterday when you were scrolling through your news feed, and like your friends 500th post about her gluten free lunch you just ignore it and went on with your day. But did you know OPEC or (The Organzation of the Petroleum Exporting Countries) actually has a huge affect on your wallet and the price you pay at the pump? And what does Donald Trump have...

Gone are the days where you have to carry cash when you go out for the night, our generation loves to have everything digital and are big users of mobile payment systems or P2P (peer-to-peer). Venmo is by the far the “Orca” in the room, as it is the most popular P2P among the millennial generation, but is Venmo truly “free” and how secure is it? The Birth Of Venmo Venmo actually started back in 2009...

2.6 Trillion, that is how much is estimated to be sitting overseas by American based companies like, Apple. High taxes have prevented them from bringing this money back into the United States. Now you might have heard in the news lately that Trump wants to hand corporations a “sweet tax deal”, to bring back some of this money. Trump and his supporters believe that this will help boost the growth of...

Snapchat, the little yellow ghost that found its way into all our hearts is finally going to file for IPO under their parent company Snap Inc. (don’t know what IPO is click here). The early reports are stating that Snap Inc. can debut with a $25 billion dollar valuation, yes BILLION. Is it worth it? The Facts • Revenue in 2016 is expected to be around $360 Million • 2017 expected revenue is $1 Billion...

Most of you are probably watching the election results right now or getting updates on your phone, maybe making memes, or seeing the status updates on Facebook. Regardless you have probably seen the title “Markets tumbling” “Dow Jones futures down over 600 points” and “US dollar is down”. Side Note: Futures: contract to buy or sell a quantity at a certain date in the future, at a determined price by...

2016 has been quite an election year; we here at Orca have been following the debates, news reports, SNL skits and all the mud slinging and scandals. The one topic that has been the hardest to get the real facts for has been both candidates’ economic policies, and we here at Orca have done some fact checking and broken it down in the simplest form for you! Now it is key to remember that presidential...

You have probably either heard or seen the word “Fed Rate” lately in the context of “Feds hold off raising rates again” and if you are like me you probably were just as confused and zoned out and went straight back to Instagraming. See now as important it is to like your besties photo it is equally important to understand what the word Fed Rate means and how it will affect you. Fed rate is nothing...

If you are like us at Orca, you probably binge watch a lot of Netflix, from House of Cards to Friends, there is pretty much always something binge worthy to watch on Netflix. So when you read the headlines “Netflix has over 3 billion in debt” or “Netflix has a 800 million debt offering” how is this possible for a company that we are all obsessed with and seems like it is doing well to be taking on...