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Let us break this down 1. You fall in love and have kids 2. You decide to sign up for life insurance 3. You pay your life insurance premium every year 4. Some times passes and you keep paying your life insurance #goodboy 5. One day you have an idea to surf #hangtenbro 6. There are these killer waves but all of a sudden a storm hits #uhoh 7. You wipe out and start to swim but there is a shark behind...