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OMG OPEC

You may have seen the word OPEC across your phone yesterday when you were scrolling through your news feed, and like your friends 500th post about her gluten free lunch you just ignore it and went on with your day. But did you know OPEC or (The Organzation of the Petroleum Exporting Countries) actually has a huge affect on your wallet and the price you pay at the pump? And what does Donald Trump have...

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To Venmo Or Not To Venmo?

Gone are the days where you have to carry cash when you go out for the night, our generation loves to have everything digital and are big users of mobile payment systems or P2P (peer-to-peer). Venmo is by the far the “Orca” in the room, as it is the most popular P2P among the millennial generation, but is Venmo truly “free” and how secure is it? The Birth Of Venmo Venmo actually started back in 2009...

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Make Companies Great Again?

2.6 Trillion, that is how much is estimated to be sitting overseas by American based companies like, Apple. High taxes have prevented them from bringing this money back into the United States. Now you might have heard in the news lately that Trump wants to hand corporations a “sweet tax deal”, to bring back some of this money. Trump and his supporters believe that this will help boost the growth of...

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Emoji Finance Friday: Unicorn

Let us break this down 1. You have an idea in your garage 2. You raise money from angel/venture capitalist investors 3. Who predict you are worth lots of money 4. News outlets “freak out” and value your private company 5. At over a Billion dollars, while still private Now, let us piece it together; first you come up with an idea and start your company in your garage. Then you go out and pitch to angel...

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The 25 Billion Dollar Ghost In the Room

Snapchat, the little yellow ghost that found its way into all our hearts is finally going to file for IPO under their parent company Snap Inc. (don’t know what IPO is click here). The early reports are stating that Snap Inc. can debut with a $25 billion dollar valuation, yes BILLION. Is it worth it? The Facts • Revenue in 2016 is expected to be around $360 Million • 2017 expected revenue is $1 Billion...

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The Good, The Bad, And The Ugly: Multi Level Marketing

We here at Orca, love when John Oliver exposes industries for what they are, such as MLM's. You have probably been approached or know one of your friends that have been approached to join this “amazing opportunity” to be your own boss and sell this product that is “flying” off the shelves and it is just as easy as recruiting your friend and family to make money with you, All you have to do is get 10...

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Marketapocalypse 2016

Wait, so all that drama of futures and the Dow Jones down over 700 points was wiped away this morning? It was like the stock market broke up and went out and drank the night away, drunk texting all of its ex’s and overreacting to any news, final woke up and realized that life moves on and today is a new day to focus on yourself not the election! #imnotsorry So Orcas let’s continue to swim, let’s unite...

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Futures and Election 2016 Update

Most of you are probably watching the election results right now or getting updates on your phone, maybe making memes, or seeing the status updates on Facebook. Regardless you have probably seen the title “Markets tumbling” “Dow Jones futures down over 600 points” and “US dollar is down”. Side Note: Futures: contract to buy or sell a quantity at a certain date in the future, at a determined price by...

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Are you voting for the market?

Happy Election Day 2016, many of you are probably waiting in line right now or debating on voting later today, as we already know this has been a crazy election year, but could your vote affect the market? Side Note: If you have not read our article on the candidate’s economic policies, please take a minute and click here. Now we already know that the market is like a bunch of “mean girls” and will...

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Trump V.S Clinton: Economic Showdown

2016 has been quite an election year; we here at Orca have been following the debates, news reports, SNL skits and all the mud slinging and scandals. The one topic that has been the hardest to get the real facts for has been both candidates’ economic policies, and we here at Orca have done some fact checking and broken it down in the simplest form for you! Now it is key to remember that presidential...

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Emoji Finance Friday: 1031 Exchange

Let us break this down 1. You buy a property (for rental income) 2. After some time the property value goes up 3. You decide to sell the property 4. Your property makes you some money #moneyface 5. You look and identify other investment properties within 45 days 6. You use the money to buy a new property within 135 days after that (Total 180) 7. Finally exchanging the two properties - Now lets piece...

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I Know What That Fed Rate Means

You have probably either heard or seen the word “Fed Rate” lately in the context of “Feds hold off raising rates again” and if you are like me you probably were just as confused and zoned out and went straight back to Instagraming. See now as important it is to like your besties photo it is equally important to understand what the word Fed Rate means and how it will affect you. Fed rate is nothing...